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Car
Insurance
There is no easy way to compare car insurance companies, as the cost will vary depending on a number of factors, and who is cheapest for one person may not be the cheapest for another.
In order to be sure of getting the best deal you will need to get a quote from each provider in turn.
It is worth noting that level of cover, add on's such as breakdown cover and discounts for members or multi policy holders can also affect which provider is offering the overall best value.
Car Insurance
| Provider |
Policy |
Insured Value |
Liability Insurance |
Glass Cover |
Rental Car |
Additional Info |
| AA Insurance |
RoadCover Plus Self |
Agreed Value |
$20 million |
Yes |
Yes |
Additional $10 discount for members and $30 off for online bookings |
| AMI |
Private Vehicle Cover |
Agreed Value |
$20 million |
Yes |
Optional |
|
| Ansvar |
Motor Vehicle |
Agreed Value |
$5 million |
Optional |
Optional |
|
| BNZ |
Supreme Motor Vehicle |
Market Value or Agreed Value option |
$20 million |
Yes |
No |
Optional Breakdown cover |
| Fin Tel |
Full Cover Car Insurance |
Market Value |
$25 million |
Yes |
No |
|
| Kiwibank |
Extra Cover |
Market Value |
$0.5 million |
Yes |
Yes |
Optional Breakdown cover |
| NZI |
Echelon Motor Vehicle |
Market Value |
$20 million |
Yes |
Yes |
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| Tower |
Tailored Car Insurance |
Agreed Value |
$25 million |
Yes |
Yes |
Optional Breakdown cover |
| Vero |
Motorplan |
Agreed Value |
$1 million |
Optional |
Optional |
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| Westpac |
Vehicle Insurance |
Agreed Value |
$20 million |
Yes |
Yes |
10% discount is you have Westpac Home Insurance. |
Car Insurance
Example: Savings of $197 a year
In my own case looking for Comprehensive Insurance cover, the first quote came in at $504, the highest at $540 and the lowest at $343.
The difference between the cheapest and most expensive option is $197 for one car.
The difference from taking the first quote and the cheapest option was $161.
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