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Car Insurance

There is no easy way to compare car insurance companies, as the cost will vary depending on a number of factors, and who is cheapest for one person may not be the cheapest for another.
In order to be sure of getting the best deal you will need to get a quote from each provider in turn. It is worth noting that level of cover, add on's such as breakdown cover and discounts for members or multi policy holders can also affect which provider is offering the overall best value.


Car Insurance
Provider Policy Insured Value Liability Insurance Glass Cover Rental Car Additional Info
AA Insurance RoadCover Plus Self Agreed Value $20 million Yes Yes Additional $10 discount for members and $30 off for online bookings
AMI Private Vehicle Cover Agreed Value $20 million Yes Optional
Ansvar Motor Vehicle Agreed Value $5 million Optional Optional
BNZ Supreme Motor Vehicle Market Value or Agreed Value option $20 million Yes No Optional Breakdown cover
Fin Tel Full Cover Car Insurance Market Value $25 million Yes No
Kiwibank Extra Cover Market Value $0.5 million Yes Yes Optional Breakdown cover
NZI Echelon Motor Vehicle Market Value $20 million Yes Yes
Tower Tailored Car Insurance Agreed Value $25 million Yes Yes Optional Breakdown cover
Vero Motorplan Agreed Value $1 million Optional Optional
Westpac Vehicle Insurance Agreed Value $20 million Yes Yes 10% discount is you have Westpac Home Insurance.



Car Insurance Example: Savings of $197 a year

In my own case looking for Comprehensive Insurance cover, the first quote came in at $504, the highest at $540 and the lowest at $343.

The difference between the cheapest and most expensive option is $197 for one car.
The difference from taking the first quote and the cheapest option was $161.